Lydia D’Ettore received a degree in computer programming at DeVry Institute of Technology, with a grade point average of 2.51. To fi nance her education, she borrowed $20,516.52 from a federal student loan program. After graduation she could not fi nd a job in her fi eld, so she went to work as a clerk at a salary of $12,500. D’Ettore and her daughter lived with her parents free of charge. After setting aside $50 a month in savings and paying bills that included $233 for a new car (a Suzuki Samurai) and $50 for jewelry from Zales, her disposable income was $125 per month. D’Ettore asked the bankruptcy court to discharge the debts she owed for her DeVry education. Should the court do so?