What are the pros and cons of consumer-directed health plans to the consumer with regard to how thes

What are the pros and cons of consumer-directed health plans to the consumer with regard to how these plans may enhance the ability of consumers to manage their own health care expenses?Do employers have the right to screen employees or potential employees to learn if they are smokers, have chronic disease, or are overweight? Why or why not?What effects will changing population demographics have on health care costs and services?

 

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